Fall Season Home Maintenance Tips for Homeowners

None

The autumn season when leaves turn color and start to fall, along with cooling temperature, is a good time to take care of some annual maintenance around your home. By being proactive, you can avoid costly (and in some cases, dangerous) issues when the weather turns even colder. 

Have your furnace or boiler serviced by a licensed contractor to check annually for any repair or concerns. This is a good time to clean or replace the furnace filter on forced hot air systems. If you have a chimney, have it checked and serviced by a licensed contractor as well. Make sure to remove creosote buildup from chimneys that are connected to woodstoves and fireplaces.

Falling leaves and outdoor debris can clog drains and gutters. The fall is a good time to check that these are clean. Clogged gutters can cause a few issues, but the big one for most homeowners is roof leaks. If your gutters can't drain properly, that excess water can soak through shingles, eventually leaking into your home. This can cause mold to grow, along with damage from the water itself. Melting snow can also fill up your gutters, causing similar issues! A good rule of thumb is, clean your gutters twice a year. 

While gutters are being cleaned, take a few minutes to inspect your roof. Look for obvious holes and damaged (or missing) shingles, but also take some time to really comb over the details. Keep an eye out for cracks and general wear and tear! 

If there’s any loose tree limbs around your property, consider trimming or cutting them before they become destructive. Tree limbs that fall on a house or other insured structure on the property would be covered for both the damage inflicted and the cost of removing the tree, generally up to about $500. 

Explore your home and property to remove any trash, old papers and dense clutter in areas like your garage, basement and attic. This can create the perfect fuel for a fire. Household items, like improperly stored batteries and even glassware sitting in a beam of sunlight, can generate enough heat to ignite a fire. Pay close attention to other common, highly flammable items you may keep in a garage or storage shed, including gasoline, chemicals, and gases used for grilling.

Copyright 2026 IMT Insurance


Related Articles

None

Common Insurance Questions When Traveling

When vacationing or traveling, including when you travel abroad, you may have some questions about insurance coverage while you traverse the globe. Read on for some questions you may have when planning your trip.

What if my personal property is lost …

None

New Diamond Ring? New Policy Coverage!

When you are celebrating a fairy tale proposal or exciting engagement, love and promise are in the air! You are likely sharing the news with family, friends, and special connections. You might even be posting about it on social media. But did you re…

None

When Traveling for Summer Vacation, Keep Your Home Safe

Your summer plans may include traveling away from home to escape the heat (or soak in the sun). Sunshine, mountain vistas or ocean waves may help you relax and recharge. Before you pack your bags for summer trips you should evaluate your insurance r…

None

Beware of Frozen Pipes & Ice Dams

When temperatures drop and water freezes, homeowner issues can become a troubling reality. The damage caused from freezing conditions is typically covered by a homeowner insurance policy, there is usually a requirement that stipulates a homeowner ha…

None

Summer Lawn Maintenance

Warm summer days includes lawn care around our homes and businesses. As you do yard work outside this summer, please keep in mind the dangers of using landscaping tools. According to the US Consumer Product Safety Commission, injuries from lawn mowe…

None

What To Know Before Hosting a Party

Whether it’s holiday gatherings, graduation open houses, or wedding celebrations, if you are considering hosting a party on your property there are some important insurance-related things to know. 

Special Event Coverage

If you are hosting an eve…

None

Check Your Home for Necessary Seasonal Repair This Spring

As the season turns to spring, it is a good time to check your home and see how the winter months have impacted your property. Once the snow, ice, wind, and freezing temperatures subside, that is a great time to check for any seasonal repairs are ne…