Prepare Commercial Properties for Tornadoes & Severe Weather

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Severe weather and natural disasters can be devastating. During the spring and fall seasons, there typically is a trifecta of catastrophe risks: flood, tornadoes and hurricanes. While tornadoes can strike anytime, they are most common from March to June. Similarly, floods frequently occur around this time of year. In the United States, the East Coast bears the most hurricane exposure while the Midwest and South sees the most tornadoes. Consider Tornado Alley, which includes Texas, Louisiana, Oklahoma, Kansas, South Dakota, Iowa and Nebraska. 

Commercial property owners and facility managers must be always prepared for weather events to minimize damage and to prioritize safety. A “last-minute” flood and windstorm checklist was created by FM Global to help mitigate damage.

Bad Weather Coming? Steps to Protect Your Commercial Property

  • Test emergency generators and make sure enough fuel is on hand
  • Place items such as sandbags or other temporary barriers at entrances to prevent water from entering the premises
  • Keep tarps and plastic sheets available in case of roof damage
  • Have your contractors’ contact information handy in case they are needed
  • Check around the facility grounds for items that can become windblown debris (trashcans, flower pots, etc.,) and move them indoors or secure them before a storm
  • Remove equipment and materials from the roof that can become windblown debris and secure any remaining items on the roof
  • To allow water flow and prevent backup, check roof drains to ensure they are clear of debris

Storms and natural disasters happen, so be prepared and have a plan in place. This includes confirming your commercial insurance coverage meets your needs. If you have questions about coverage, talk to your local IMT Agent today!

Copyright 2026 Property Casualty 360


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